Mastering Your Money Mindset: Financial Therapy, Planning, and Legacy with Jessica Mosman

On a recent episode of The Ownership Advantage, host Tanner sat down with Jessica Mosman—a financial planner, entrepreneur, and community leader based in Round Rock, Texas. Their conversation dove deep into the emotional layers of money, how financial therapy helps reframe money stories, and why intentional planning is crucial for both business owners and individuals.

Key Takeaways

1. Financial Therapy: Unpacking Money Mindsets
   Jessica describes financial therapy as the process of recognizing and transforming the emotional narratives we attach to money.

"We all have a mindset around money... I grew up shopping clearance racks. That became my ceiling. I could pay bills, but I struggled to believe there could be more."

Through programs like Keller Williams' BOLD, she learned to shift her mindset—seeing abundance as a tool for impact rather than guilt.

"I just didn't know what that extra could be utilized for on purpose. Once I included giving and legacy in the picture, everything changed."

2. Surviving vs. Thriving Comes Down to Mindset
   Jessica explains that financial peace isn't about the dollar amount in your account, but how you feel about money.

"From poor to rich doesn't change with how much money is in your bank account. It's how you feel about the money."

Scarcity can affect both high and low earners. Reframing that narrative creates room for growth.

3. Dreaming Big is a Financial Strategy
   She encourages clients to re-learn how to dream.

"We do a 'Let's Start Dreaming' meeting with clients. Once they allow themselves to dream again, it opens up what's possible."

Tanner echoes this with his own experience:

"A mentor reminded me I used to dream about having a Lamborghini as a kid. Somewhere along the way, I stopped dreaming."

4. A Plan Brings Peace
   Financial planning isn't one-size-fits-all. Jessica builds custom plans across five or six meetings with clients, helping them move from a "You Are Here" moment to their version of success.

"The plan is like building a house. Start with the foundation, then grow and protect."

For business owners, she emphasizes beginning with the end in mind and having succession, tax, and liability strategies in place.

5. Tax Strategy is a Year-Round Conversation
   Jessica urges clients to plan taxes proactively, not retroactively.

"Your CPA looks backward. Your advisor should look forward. Have proactive tax conversations by October at the latest."

6. Handling Market Volatility with Strategy Over Emotion
   She recommends tuning out the noise and staying consistent with investment strategy.

"It's not about timing the market, it's about time in the market. Everything's on clearance—go buy it!"

7. Community Leadership is Legacy in Action
   Jessica's drive to serve goes beyond financial planning. She spoke about her hands-on efforts after the 2022 tornado in Round Rock and her involvement in local nonprofits and civic leadership.

"I didn’t do it for recognition. I just needed to help. It could have been me."

Final Thoughts

Jessica's blend of mindset coaching, financial education, and deep community involvement showcases the power of combining emotional intelligence with financial strategy. Whether you're a new entrepreneur or preparing for retirement, her message is clear:

"You don’t work all these years just to pay bills. Bring intentionality to your life and make your money mean something."

Learn more about Jessica:
Website: txfinancialsolutions.com
Facebook: Financial Integrated Solutions

Check Out the Full Episode on YouTube Here: https://youtu.be/Okk8-qa7z6I